Mortgages. Getting on the housing ladder is hard for young couples. Page 2

Stephen Leonard, a Director at the Alliance and Leicester, is

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Every year many people refinance their mortgage. Why and what to look out for.
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At this stage, the Governments Homebuy mortgage scheme for firsttime buyers seems a waste of time. This article explains why.
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quoted as saying, "Living at home with parents provides many with a great opportunity ( cheap mortgages ) to save towards a deposit on their first home. Over the last nine months our research shows a trend towards more men in their twenties staying at home with their parents than moving out".

There's no doubt that things are not going to get any easier. Over the last twelve ( life insurance policies ) months, average house prices have risen by 5.4% and the average house price stands at £184,924. Detached house prices are the highest averaging £285,697 followed by flats at £174,052, semi's at £170,650 and terraced ( best mortgages ) houses at £143,512.